Credit Cards has pros and cons and it all depends on you. Sometime, credit cards is a big help if you used it wisely but being a human we tend to be an impulsive buyer and this is true in any ways
It is hard to control once we don’t understand and learned our lesson from our mistakes or from other people who are in debt and can’t get out of it.
Buy what you can afford:
Don’t compete with other Jones and Joneses buy what you can afford even if you charge it in your credit card, just think of it you can afford to pay when you arrived at home that day.
Pay the full amount on time-Swiping is so easy and sometime you forget how much you owe at the end of the day. Once you received your statement, pay the full amount on time to avoid interest .
Make use Credit Card Intended for convenience:
Credit card is for convenience and easy to travel with without anything to worry. Make use of this as your protection and not to get debt and worried your days how to pay it. Your credit score will tell you “how responsible people you are”.
It's true that credit cards are the main evils of purchasing when, not properly utilized. Just think of something to save than thinking something to purchase.
ReplyDeleteWe uses credit card to buy groceries but we always pay it off before interest gets in. We use it mainly for reward purposes.
ReplyDeleteIt's important to but only what you need and what you can pay for or else you'll end up incurring large interest charges.
ReplyDeleteThanks for these tips - it's so hard to maintain even one cc for me, lol.
ReplyDelete